Standard Bank Overdraft Facility
Standard Bank Overdraft Facility is a loan from Standard Bank South Africa offering between R 50 000 and R 2 000 000 for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Overdraft up to R2 million to manage cash flow. Only pay interest on what you use. Review annually.
Programme details last updated on 12 December 2025.
Full Description
Flexible overdraft facility for managing cash flow and working capital needs. Access funds as needed, pay interest only on what you use.
Eligibility Criteria
Frequently Asked Questions
How much funding does Standard Bank Overdraft Facility offer?
Standard Bank Overdraft Facility offers between R 50 000 and R 2 000 000 per applicant.
Who qualifies for Standard Bank Overdraft Facility?
Standard Bank Overdraft Facility targets growth, established businesses across South Africa. Applicants need a minimum annual turnover of R 500 000, at least 1 year of trading history.
When is the deadline for Standard Bank Overdraft Facility?
Applications are accepted on a rolling basis.
How do I apply for Standard Bank Overdraft Facility?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Standard Bank South Africa's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist