SEFA Wholesale Lending
SEFA Wholesale Lending is a loan from Small Enterprise Development and Finance Agency offering between R 5 000 000 and R 100 000 000 for established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Funding for financial institutions who lend to small businesses. Enables wider reach of SMME finance.
Programme details last updated on 22 January 2026.
Full Description
Bulk funding to financial intermediaries including retail finance institutions, funds, and joint ventures for on-lending to SMMEs.
Eligibility Criteria
Frequently Asked Questions
How much funding does SEFA Wholesale Lending offer?
SEFA Wholesale Lending offers between R 5 000 000 and R 100 000 000 per applicant.
Who qualifies for SEFA Wholesale Lending?
SEFA Wholesale Lending targets established businesses across South Africa. Applicants need a minimum annual turnover of R 10 000 000, at least 2 years of trading history, B-BBEE level 4 or better.
When is the deadline for SEFA Wholesale Lending?
Applications are accepted on a rolling basis.
How do I apply for SEFA Wholesale Lending?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Small Enterprise Development and Finance Agency's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist