SEFA Co-operatives Funding
SEFA Co-operatives Funding is a loan from Small Enterprise Development and Finance Agency offering between R 50 000 and R 5 000 000 for startup, growth businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Loans for registered cooperatives from R50,000 to R5 million. Perfect for farming coops, buying groups, and worker-owned businesses.
Programme details last updated on 22 January 2026.
Full Description
Funding specifically designed for registered cooperatives. Supports primary cooperatives in agriculture, services, and manufacturing sectors.
Eligibility Criteria
Frequently Asked Questions
How much funding does SEFA Co-operatives Funding offer?
SEFA Co-operatives Funding offers between R 50 000 and R 5 000 000 per applicant.
Who qualifies for SEFA Co-operatives Funding?
SEFA Co-operatives Funding targets startup, growth businesses across South Africa. Applicants need annual turnover below R 20 000 000.
When is the deadline for SEFA Co-operatives Funding?
Applications are accepted on a rolling basis.
How do I apply for SEFA Co-operatives Funding?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Small Enterprise Development and Finance Agency's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist