SEDFA Integrated SMME Finance
SEDFA Integrated SMME Finance is a loan from Small Enterprise Development and Finance Agency offering between R 50 000 and R 15 000 000 for startup, growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Get a business loan from R50,000 to R15 million PLUS free business mentorship and support. One application, complete support.
Programme details last updated on 22 January 2026.
Full Description
SEDFA's flagship integrated finance programme combining the former SEFA lending products with SEDA business development support. One-stop funding from R50,000 to R15 million with mentorship included.
Eligibility Criteria
Frequently Asked Questions
How much funding does SEDFA Integrated SMME Finance offer?
SEDFA Integrated SMME Finance offers between R 50 000 and R 15 000 000 per applicant.
Who qualifies for SEDFA Integrated SMME Finance?
SEDFA Integrated SMME Finance targets startup, growth, established businesses across South Africa. Applicants need annual turnover below R 50 000 000, B-BBEE level 4 or better.
When is the deadline for SEDFA Integrated SMME Finance?
Applications are accepted on a rolling basis.
How do I apply for SEDFA Integrated SMME Finance?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Small Enterprise Development and Finance Agency's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist