Retail Capital Business Advance
Retail Capital Business Advance is a loan from Retail Capital offering between R 20 000 and R 5 000 000 for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Get funding in 24 hours based on your card machine sales. Repay automatically from daily transactions.
Programme details last updated on 12 December 2025.
Full Description
Revenue-based funding using your card machine sales data. Quick approval, no collateral required. Repay as a percentage of daily sales.
Eligibility Criteria
Frequently Asked Questions
How much funding does Retail Capital Business Advance offer?
Retail Capital Business Advance offers between R 20 000 and R 5 000 000 per applicant.
Who qualifies for Retail Capital Business Advance?
Retail Capital Business Advance targets growth, established businesses across South Africa. Applicants need a minimum annual turnover of R 500 000, at least 1 year of trading history.
When is the deadline for Retail Capital Business Advance?
Applications are accepted on a rolling basis.
How do I apply for Retail Capital Business Advance?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Retail Capital's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist