IDC Small Business Finance
IDC Small Business Finance is a loan from Industrial Development Corporation offering between R 1 000 000 and R 50 000 000 for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Business loans from R1 million to R50 million for manufacturing and industrial businesses.
Programme details last updated on 22 January 2026.
Full Description
Funding for small and medium businesses in manufacturing and related sectors. Loans from R1 million to R50 million for expansion, equipment, and working capital.
Eligibility Criteria
Frequently Asked Questions
How much funding does IDC Small Business Finance offer?
IDC Small Business Finance offers between R 1 000 000 and R 50 000 000 per applicant.
Who qualifies for IDC Small Business Finance?
IDC Small Business Finance targets growth, established businesses across South Africa. Applicants need a minimum annual turnover of R 5 000 000, annual turnover below R 500 000 000, at least 2 years of trading history, B-BBEE level 4 or better.
When is the deadline for IDC Small Business Finance?
Applications are accepted on a rolling basis.
How do I apply for IDC Small Business Finance?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Industrial Development Corporation's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist