FNB Business Overdraft
FNB Business Overdraft is a loan from First National Bank offering between R 25 000 and R 2 500 000 for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Overdraft up to R2.5 million linked to your business account. Flexible access when you need it.
Programme details last updated on 12 December 2025.
Full Description
Flexible overdraft facility linked to your FNB business account. Manage day-to-day cash flow fluctuations easily.
Eligibility Criteria
Frequently Asked Questions
How much funding does FNB Business Overdraft offer?
FNB Business Overdraft offers between R 25 000 and R 2 500 000 per applicant.
Who qualifies for FNB Business Overdraft?
FNB Business Overdraft targets growth, established businesses across South Africa. Applicants need a minimum annual turnover of R 250 000, at least 1 year of trading history.
When is the deadline for FNB Business Overdraft?
Applications are accepted on a rolling basis.
How do I apply for FNB Business Overdraft?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about First National Bank's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist